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About Stakeholder Saving

Promoting saving throughout life

The Government wants everyone to have a stake in society to ensure that all adults and young people have the opportunity to participate in the economic and social life of the country.

Helping people to save and accumulate assets helps ensure:

  • Independence, throughout life.
  • Security if things go wrong.
  • Comfort in old age.

To help people save, the Government supports financial products that:

  • Are easy to understand.
  • Offer the ability to vary contribution levels in line with changing financial circumstances.
  • Deliver incentives to help people develop a regular saving habit.
  • Are up-front about any charges to be paid and what they’re for.
  • Manage the risk of your investments.
  • Are clear about how people’s money is being used.
  • Are realistic about the money people will get.

Stakeholder Saving products

Specific financial products that the Government has developed to help people save are:

Who provides Stakeholder Saving products?

Different banks, building societies, supermarkets, insurance companies and friendly societies offer different Stakeholder Saving products. The Post Office also offers the Stakeholder Saving Child Trust Fund.

Current providers are listed on this site, however, new providers are always entering the market so it’s as well to check for yourself.